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84 Big Hollow Road Starksboro VT 05487

Starksboro VT 84 Big Hollow Road

Price: $158,000

Est. Mortgage: $/month

MLS Number 4372079

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Total Baths 2
  • Square Feet 1836

Enjoy the sounds of the babbling Baldwin Brook with waterfalls while relaxing on the covered porch or while falling asleep in the master bedroom! A peaceful, country setting with gardens galore and mountain views. Inside this spacious home you'll find an open floor plan that includes 3 bedrooms, 2 baths, sunny kitchen with center island, built-in shelving and entertainment center in the family room, formal dining and living rooms plus a private master suite with walk-in closet and deluxe bathroom. Great value for all of the space! Lovely flowers and landscaping surround this home plus 2 garden sheds to store all of your tools. Minutes to Bristol or Hinesburg amenities and an easy commute to Burlington.

Listed by Adam Hergenrother of Keller Williams Realty, G.M.P.

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

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Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

3613 Quaker Street Starksboro VT 05443

Starksboro VT 3613 Quaker Street

Price: $259,000

Est. Mortgage: $/month

MLS Number 4363193

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Total Baths 2
  • Square Feet 1600

This charming 3-bedroom, 2-bath brick ranch has great flow for very comfortable living. The spacious living room takes full advantage of the lovely mountain view with a wonderful large window! Within the last 10 years, owners added an oversized 2-car garage with a nicely finished 780 sq. ft. studio on the second floor. Easy access to Rte. 17 for commuting, but the location is very private, peaceful and quiet!

Listed by Nancy Foster of RE/MAX Champlain Valley Properties

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

3556 VT Route 17 Starksboro VT 05487

Starksboro VT 3556 VT Route 17

Price: $590,000

Est. Mortgage: $/month

MLS Number 4365245

  • Residential
  • Bedrooms 4
  • Bathroom 2
  • Total Baths 2
  • Square Feet 2200

Gyll-Fen Farm offers a totally magical experience in Vt country living. The 1865 Farmhouse has been restored and the systems upgraded creating an atmosphere of casual comfort in classic Vt surroundings. The large eat-in kitchen has ample working counter space and storage cupboards as well as room for an old fashioned farmer's kitchen table. The adjacent family room includes a dining area for more formal gatherings as well as a cozy sitting area with wood stove. The second floor has a central family room with wood stove and built-in bookcases with a smaller east facing bedroom and a large opposing west facing bedroom/ craft room. Numerous outbuildings make up the homestead complex including a workout space with sauna, outdoor shower and hot tub, wood shed with attached remote wood boiler which provides heat for the entire property. In addition, there is a large barn and partially fenced paddock; equipped sugar house, 2200 ft along the Huntington River water falls and swimming pond.

Listed by Christopher von Trapp of Coldwell Banker Hickok and Boardman

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

861 Russell Young Road Starksboro VT 05443

Starksboro VT 861 Russell Young Road

Price: $649,000

Est. Mortgage: $/month

MLS Number 4374021

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Total Baths 5
  • Square Feet 5000

Quintessential Vermont Farmhouse offering lots of charm and character with beautiful wide board pine floors, a fieldstone fireplace in the great room, huge country kitchen with commercial grade stainless appliances and expansive master suite with sitting room, den, walk-in closet and private bath. All guest rooms feature en suite baths including convenient 1st floor bedroom with private access. The large bonus room over the 2-car garage is perfect for an in-home office or studio space. Step outside to enjoy 27 acres with swimming pond, hot tub, courtyard, barn, and covered porch overlooking gorgeous landscaping and mountain views. Thoroughly updated throughout with a 14 zone heating system, new standing seam roof and solar electricity. A lovely homestead with plenty of room for everyone; a former B&B with potential for ski house, wedding site and more! Private country setting, yet minutes to Bristol Village, Mad River Glen and Sugarbush plus easy access to Middlebury or Burlington.

Listed by Adam Hergenrother of Keller Williams Realty, G.M.P.

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

206 Robert Young Road Starksboro VT 05487

Starksboro VT 206 Robert Young Road

Price: $379,000

Est. Mortgage: $/month

MLS Number 4374146

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Total Baths 2
  • Square Feet 2000

Elegant single story home in a country setting, perfect for entertaining. Private, yet a short walk to neighbors. Bright open home overlooking Mt Ellen and perennial gardens. Living spaces include a formal dining room and a large bright living room that open to a wrap around deck. Custom built bookcases line a full wall on both sides of the wood burning fireplace. The kitchen has been newly updated & leads to the deck or to the attached garage. The 1st floor master bedroom suite is spacious & well designed. Prebate applies.

Listed by Dorothy Waller of Lang McLaughry RE/S. Burlington

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Starksboro VT 05487

Starksboro VT

Price: $99,000

Est. Mortgage: $/month

MLS Number 4202672

  • Residential
  • Bedrooms 2
  • Bathroom 1
  • Total Baths 1
  • Square Feet 776

This wonderfully scenic location on the Huntington River hosts a very well maintained 4 season primary or second home with stone fire place with bright bedroom and loft, post and beam storage shed/shop, tasteful landscaping and many recent improvements. Easy commute to the Burlington area or the Sugar Bush/Mad River ski areas.

Listed by Tom Wallace of Wallace Realty

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

3009 VT Route 116 Starksboro VT 05487

Starksboro VT 3009 VT Route 116

Price: $248,000

Est. Mortgage: $/month

MLS Number 4350871

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Total Baths 3
  • Square Feet 2306

Hidden gem in Starksboro Village. This surprisingly large home is tucked off the road with pastoral Westerly views. Three bedrooms, three baths, den and a 1st floor laundry, large kitchen with new appliances and breakfast bar, dining room and a 24 foot living room. New oversize deck wrap around deck overlooking siting area with fire pit. Many new windows. Two car garage and workshop downstairs.

Listed by Bill Martin of Greentree Real Estate

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

303 Conway Road Starksboro VT 05487

Starksboro VT 303 Conway Road

Price: $269,900

Est. Mortgage: $/month

MLS Number 4378215

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Total Baths 3
  • Square Feet 1734

This beautifully renovated contemporary-style home is ideal for the nature lover: nestled on 5.24 private acres with streams, berry bushes, open spaces and woods to explore! This house is move-in ready. The living/dining room is flooded with natural light and has beautiful Brazilian walnut flooring, exposed beams, a brick fireplace with a Regency Hearth woodstove insert, and opens to the back yard. The updated kitchen has abundant cabinet & counter space and features a large center island and Energy Star stainless appliances. The second level of the home boasts gorgeous Australian Cypress floors and a soft and soothing color palette. From the serene master bedroom, the sound of a babbling brook will lull you to sleep- it doesn't get much more relaxing that that! The finished lower level offers additional living space, a third bedroom, and a 3/4 bath. Other renovations include a newer roof (2008), newer deck off the kitchen (2012), updated lighting & more!!

Listed by Ernie Rossi of Coldwell Banker Hickok and Boardman

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

861 Russell Young Road Starksboro VT

Starksboro VT 861 Russell Young Road

Price: $649,000

MLS Number 4374776

  • Commercial
  • Year Built 1870
  • Acreage 27.1

Former B&B with expansion potential! The property currently offers 3 guest rooms, a large owner's quarters and bonus space over garage. Town approved 2 additional guest rooms plus construction of an owner's townhouse in garage. The possibilities are endless! With 27 acres, a private swimming pond, barn, shed with hot tub and plenty of parking, this property would be perfect to host weddings, company retreats and many other types of events. A beautiful, peaceful setting with extensive landscaping and mountain views. Easy access to Mad River Glen and Sugarbush plus minutes to Bristol Village. Middlebury and Burlington are a short drive away. A lovely Farmhouse with historic charm and character yet completely renovated inside and out. Large commercial kitchen, 14 zone heating system, 1st floor is handicap accessible, new metal roof, solar panel electricity and more! A unique business opportunity awaits you in beautiful Vermont! Trip Advisor ranking is #2 of 6 Bristol B&B and Inns!

Listed by Adam Hergenrother of Keller Williams Realty, G.M.P.

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

164 Sam Stokes Road Starksboro VT 05487

Starksboro VT 164 Sam Stokes Road

Price: $189,900

Est. Mortgage: $/month

MLS Number 4374614

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Total Baths 2
  • Square Feet 1432

Watch beautiful sunsets from this private country location close to ski areas. Enjoy family time poolside on the patio or from the large and sunny living room. One-of-a-kind, one-level living with basement, detached two-car garage. This property has a lot to offer, and is priced to sell.

Listed by Bonnie Gridley of RE/MAX Champlain Valley Properties

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

1409 Big Hollow Starksboro VT 05487

Starksboro VT 1409 Big Hollow

Price: $269,000

Est. Mortgage: $/month

MLS Number 4364142

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Total Baths 2
  • Square Feet 2038

PRICE REDUCED! 3 bdrm, 1.5 bath, 1800+ sq. ft. cape on 10.24 private acres. Easy commute to Middlebury or Burlington. Town takes excellent care of the road. Great local school and safe neighborhood for kids. Home boasts a two car attached garage plus TWO barns and woodworking shop and finished bonus room in basement. Skylights let in lots of light, with post and beam screened in porch to enjoy views of perennial gardens and woods. Home is move-in ready and sellers are VERY motivated to sell!!

Listed by Jason Saphire of The Entry Only Listing Service

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Lot 1A Conway Road Starksboro VT 05487

Starksboro VT Lot 1A Conway Road

Price: $59,900

Est. Mortgage: $/month

MLS Number 4248094

  • Land
  • Zoning R5
  • Acreage 5

Beautiful building lot currently wooded with hardwoods of maple, ash and birches. Create your building envelope and benefit from the clearing with potential building products or a cash influx from selling firewood. The lot has been surveyed and a 3BR septic design has been approved. Enjoy the quiet and tranquility of "off the beaten path" with wild life just out your back door or perhaps, a seasonal hideaway just minutes from skiing, hiking, mountain trails, and just a short drive to Bristol or Burlington. Whether it is a timberframe, log home or more traditional housing, this lot can be whatever you wish to make it!

Listed by Lynn J. Jackson of C21 Jack Associates/Vergennes

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

11 Parsonage Road Starksboro VT 05487

Starksboro VT 11 Parsonage Road

Price: $198,000

Est. Mortgage: $/month

MLS Number 4361825

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Total Baths 2
  • Square Feet 2214

Lovely historic Starksboro Village home! Corner lot backing up to the Elementary School provides lots of sunny southern exposure, garden space & room to enjoy the outdoors with family, friends & pets. Screened-in porch, attached 1-car barn and 1st floor BR & BA w/2 more BR's up & full bath. Unfinished attic space above kitchen has huge potential.

Listed by Bonnie Gridley of RE/MAX Champlain Valley Properties

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

570A Robert Young Road Starksboro VT 05487

Starksboro VT 570A Robert Young Road

Price: $199,900

Est. Mortgage: $/month

MLS Number 4321874

  • Land
  • Zoning R10
  • Acreage 12

This is what is meant by "God's Green Earth"! Open rolling farmland with vast views of the Green Mountains including Mt. Abe and Mt. Ellen. This parcel is the remainder of an antique farmstead with its original post and beam barn. A spring fed pond invites cool dips in the summer and the local drinking pond for the roaming moose and other wildlife. The pond has been stocked for that picturesque grandson with a fishing pole in his hand and a blade of grass hanging from his lips. There is a driveway ROW on the edge of the property line. The town records say it is a 12 acre parcel but by the owner's measurements, it is just under 20 acres. Whether it is your dream home or a second home, this site is spectacular.

Listed by Lynn J. Jackson of C21 Jack Associates/Vergennes

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

3631 VT Route 17 Starksboro VT 05487

Starksboro VT 3631 VT Route 17

Price: $87,000

Est. Mortgage: $/month

MLS Number 4163144

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Total Baths 2
  • Square Feet 1456

This is affordable country living with pleasing mountain views and easy access to all points for commuting, hiking and skiing. Motivated seller. Home needs some work including roofing, interior and siding.

Listed by Tom Wallace of Wallace Realty

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

124 Shaker Hill Road Starksboro VT 05487

Starksboro VT 124 Shaker Hill Road

Price: $550,000

Est. Mortgage: $/month

MLS Number 4251452

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Total Baths 4
  • Square Feet 3157

Exquisitely designed and thoughtfully sited on an extravagant setting in Starksboro, Vermont. Designed by local Waitsfield architect, Malcolm Appleton, with input from the homeowners, the interior space invokes peace and tranquility. Floor to ceiling glass gives you the sense of being one with the outdoors. Large sunken living room with exposed beams and a glorious fireplace is centered in the home with a master suite and office on one end and the kitchen, dining and two guest suites on the other. Covered porches, stone walls, playful yard, trails through the woods all add to the charming character of this much loved home.

Listed by Amey Ryan of Ingrid Punderson Jackson Real Estate

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

509 Browns Hill East Road Starksboro VT 05462

Starksboro VT 509 Browns Hill East Road

Price: $895,000

Est. Mortgage: $/month

MLS Number 4314876

  • Residential
  • Bedrooms 2
  • Bathroom 1
  • Total Baths 1
  • Square Feet 1200

Highland Farm is the classic Vermont Hill Farm on 270 acres of ponds, streams, fields, woodlands and highlights the best views of the Green Mountains. Full-on views of Camels Hump and the Appalachian Gap with a swimming pond in the foreground, a 10, 000 tap sugar bush, a farmhouse and a separate apartment in the large Post and Beam barn. Highland Farm is the ideal in Vermont Hill Farm retreats. Property is in Current Use program.

Listed by Averill Cook of LandVest, Inc-Burlington

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

3898 Quaker Street Starksboro VT 05487

Starksboro VT 3898 Quaker Street

Price: $95,000

Est. Mortgage: $/month

Active With Contract

MLS Number 4227782

  • Land
  • Zoning tbd
  • Acreage 20

20 acre lot to build your year round home or fix up the camp for a great place for recreating or start a sugarbush...great maples.Power already on property with a great pond Central location to get you to town or the ski areas. Comes with a wastewater system and potable water supply permit.

Listed by Kelly Laliberte of Wallace Realty

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

121 Tatro Road Starksboro VT

Starksboro VT 121 Tatro Road

Price: $380,000

MLS Number 4318918

  • Commercial
  • Location Rural

Exceptional fully functioning business opportunity as a stand-alone or add-on operation. Central location near state highway. Good expansion space.

Listed by Tom Wallace of Wallace Realty

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

74 Russell Young Road Starksboro VT 05443

Starksboro VT 74 Russell Young Road

Price: $45,000

Est. Mortgage: $/month

MLS Number 4318580

  • Land
  • Zoning Residential
  • Acreage 1

Own a piece of Vermont! This 1 acre parcel is just waiting for you and your imagination. Level land in a picturesque, country setting. Nicely situated on a quiet dirt road, with lots of trees. Don't miss this great opportunity!

Listed by Cindy Adair of Coldwell Banker Hickok and Boardman

Brian Boardman
Coldwell Banker Hickok & Boardman Realty

346 Shelburne Rd
Burlington VT, 05401
Office: 802-846-9510

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 4.10% last updated on 2014-08-28

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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