Discover the potential in this versatile city duplex in a residential neighborhood, set on 0.24± acres, complete with a 2-car detached garage, on-site/off-street parking, and an additional lot across the road-perfect for extra parking, gardening, or outdoor space along the river frontage. The first-floor apartment features a large eat-in kitchen, spacious living room, full bath, and four bedrooms, along with two egresses to covered porches for added convenience and safety. The second-floor unit is a rehab opportunity with much of the demolition already completed-ideal for customizing your vision (with proper permits). It also offers two egresses to covered porches. Shared laundry facilities are located in the basement. City water/sewer, common utilities for the entire building~ oil hot water baseboard heating, oil domestic hot water. Located within walking distance of the city center, this property offers urban convenience and strong investment appeal. A sprinkler and fire alarm system are in place but will require re-inspection and contract renewal with a service provider, as the system is unknown. A perfect project for contractors seeking winter interior work, investors looking to fix and re-sell or add to their rental inventory, or owner-occupants hoping to renovate the upper unit to taste while using rental income from the other to offset the mortgage. So many possibilities!